{"id":74552,"date":"2025-11-24T16:14:29","date_gmt":"2025-11-24T19:14:29","guid":{"rendered":"https:\/\/insurancecorp.com.br\/pt\/?p=74552"},"modified":"2025-11-24T16:14:29","modified_gmt":"2025-11-24T19:14:29","slug":"na-black-friday-seguro-garantia-e-aliado-do-consumo-inteligente","status":"publish","type":"post","link":"https:\/\/insurancecorp.com.br\/pt\/2025\/11\/24\/na-black-friday-seguro-garantia-e-aliado-do-consumo-inteligente\/","title":{"rendered":"Na Black Friday, seguro garantia \u00e9 aliado do consumo\u00a0inteligente"},"content":{"rendered":"<p>Com a chegada da Black Friday, data que movimenta bilh\u00f5es em vendas e concentra a maior parte das compras de eletr\u00f4nicos e eletrodom\u00e9sticos do ano, cresce tamb\u00e9m a busca por solu\u00e7\u00f5es de prote\u00e7\u00e3o que ofere\u00e7am mais seguran\u00e7a ao consumidor. Entre elas, destaca-se o seguro garantia estendida, que amplia a cobertura dos produtos para al\u00e9m da garantia original do fabricante em at\u00e9 tr\u00eas anos.<\/p>\n<p>\u201cMais do que aproveitar descontos, \u00e9 importante fazer compras com intelig\u00eancia. O seguro garantia estendida \u00e9 uma forma simples e acess\u00edvel de preservar o investimento feito em produtos de qualquer valor\u201d, afirma Sidemar Spricigo, presidente da Comiss\u00e3o de Seguros Gerais Afinidades da FenSeg (Federa\u00e7\u00e3o Nacional de Seguros Gerais).<\/p>\n<p>Veja o v\u00eddeo: <a href=\"https:\/\/www.youtube.com\/watch?v=qkHyoJoP1x8\">https:\/\/www.youtube.com\/watch?v=qkHyoJoP1x8<\/a><\/p>\n<p>\u201cCelulares, tablets, videogames, televisores, geladeiras e outros itens t\u00e3o procurados na Black Friday podem continuar protegidos mesmo ap\u00f3s o t\u00e9rmino da garantia do fabricante. Com o seguro garantia estendida, o consumidor tem acesso, sem custo adicional, a reparos, al\u00e9m da assist\u00eancia t\u00e9cnica especializada. E, em alguns casos, caso n\u00e3o seja poss\u00edvel o reparo, o seguro garante a substitui\u00e7\u00e3o do produto. \u00c9 uma tranquilidade que se estende para o p\u00f3s-compra\u201d, complementa Spricigo.<\/p>\n<p>De acordo com dados da CNseg (Confedera\u00e7\u00e3o Nacional das Seguradoras), o Seguro Garantia Estendida arrecadou R$ 2,7 bilh\u00f5es entre janeiro e agosto de 2025, um crescimento de 8,8% em rela\u00e7\u00e3o ao mesmo per\u00edodo do ano anterior. No mesmo intervalo, foram pagos R$ 279,7 milh\u00f5es em indeniza\u00e7\u00f5es.<\/p>\n<p>Em 2024, o ramo j\u00e1 havia registrado R$ 3,8 bilh\u00f5es em pr\u00eamios (+11%) e R$ 404 milh\u00f5es em indeniza\u00e7\u00f5es pagas. O produto assegura assist\u00eancia t\u00e9cnica especializada e prev\u00ea a substitui\u00e7\u00e3o do item nos casos em que o reparo n\u00e3o for poss\u00edvel.<\/p>\n<p>A FenSeg destaca que o seguro garantia estendida vai al\u00e9m da simples amplia\u00e7\u00e3o da garantia original do produto. Regulamentado pela Susep (Superintend\u00eancia de Seguros Privados), o produto oferece prote\u00e7\u00e3o supervisionada, com reservas financeiras garantidas e total transpar\u00eancia nas condi\u00e7\u00f5es contratuais, assegurando ao consumidor respaldo real em caso de imprevistos.<\/p>\n<p>Como complemento, a entidade disponibiliza em seu site um guia online que explica de forma simples o funcionamento, as coberturas e as principais vantagens do produto: <a href=\"https:\/\/fenseg.org.br\/publicacoes\/garantia-estendida-vantagens-e-beneficios\">https:\/\/fenseg.org.br\/publicacoes\/garantia-estendida-vantagens-e-beneficios<\/a><\/p>\n<p><strong>Assessoria De Imprensa FenSeg<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Com a chegada da Black Friday, data que movimenta bilh\u00f5es em vendas e concentra a maior parte das compras de eletr\u00f4nicos e eletrodom\u00e9sticos do ano, cresce tamb\u00e9m a busca por solu\u00e7\u00f5es de prote\u00e7\u00e3o que ofere\u00e7am mais seguran\u00e7a ao consumidor. Entre elas, destaca-se o seguro garantia estendida, que amplia a cobertura dos produtos para al\u00e9m da [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":74553,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[275],"tags":[6572,6005,10079,1305,12099,3825],"class_list":["post-74552","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fenseg","tag-aliado","tag-black-friday","tag-consumo","tag-garantia","tag-inteligente","tag-seguro"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Na Black Friday, seguro garantia \u00e9 aliado do consumo\u00a0inteligente | Revista Insurance Corp | PT-BR<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/insurancecorp.com.br\/pt\/2025\/11\/24\/na-black-friday-seguro-garantia-e-aliado-do-consumo-inteligente\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Na Black Friday, seguro garantia \u00e9 aliado do consumo\u00a0inteligente | Revista Insurance Corp | PT-BR\" \/>\n<meta property=\"og:description\" content=\"Com a chegada da Black Friday, data que movimenta bilh\u00f5es em vendas e concentra a maior parte das compras de eletr\u00f4nicos e eletrodom\u00e9sticos do ano, cresce tamb\u00e9m a busca por solu\u00e7\u00f5es de prote\u00e7\u00e3o que ofere\u00e7am mais seguran\u00e7a ao consumidor. 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