{"id":55712,"date":"2024-06-12T10:48:24","date_gmt":"2024-06-12T13:48:24","guid":{"rendered":"https:\/\/insurancecorp.com.br\/pt\/?p=55712"},"modified":"2024-06-12T10:48:24","modified_gmt":"2024-06-12T13:48:24","slug":"aumento-dos-custos-medicos-pressiona-empresas","status":"publish","type":"post","link":"https:\/\/insurancecorp.com.br\/pt\/2024\/06\/12\/aumento-dos-custos-medicos-pressiona-empresas\/","title":{"rendered":"Aumento dos custos m\u00e9dicos pressiona empresas"},"content":{"rendered":"<p>A Aon plc (NYSE: AON) revelou recentemente os resultados da sua Pesquisa de Benef\u00edcios 2023, que destacou um aumento expressivo nos custos m\u00e9dicos e hospitalares, pressionando as finan\u00e7as das empresas no Brasil. Entre 2020 e 2021, o benef\u00edcio de assist\u00eancia m\u00e9dica representava, na maioria das empresas, entre 5% e 10% do total da folha de pagamento. Em 2023, para quase 32% das organiza\u00e7\u00f5es, os custos m\u00e9dicos representavam entre 5% e 10% da folha de pagamento, e para 25,8% das empresas, a representatividade da assist\u00eancia m\u00e9dica estava entre 10% e 20%.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-55713 size-full\" src=\"https:\/\/insurancecorp.com.br\/pt\/wp-content\/uploads\/2024\/06\/relatorio-1.png\" alt=\"\" width=\"584\" height=\"356\" srcset=\"https:\/\/insurancecorp.com.br\/pt\/wp-content\/uploads\/2024\/06\/relatorio-1.png 584w, https:\/\/insurancecorp.com.br\/pt\/wp-content\/uploads\/2024\/06\/relatorio-1-300x183.png 300w, https:\/\/insurancecorp.com.br\/pt\/wp-content\/uploads\/2024\/06\/relatorio-1-550x335.png 550w, https:\/\/insurancecorp.com.br\/pt\/wp-content\/uploads\/2024\/06\/relatorio-1-520x317.png 520w, https:\/\/insurancecorp.com.br\/pt\/wp-content\/uploads\/2024\/06\/relatorio-1-15x9.png 15w\" sizes=\"auto, (max-width: 584px) 100vw, 584px\" \/><\/p>\n<p>Conforme o Relat\u00f3rio das Tend\u00eancias Globais dos Custos de Sa\u00fade para 2024, tamb\u00e9m da Aon, os custos m\u00e9dicos neste ano devem aumentar significativamente, mantendo um patamar elevado de 14,1%, similar aos 14,4% observados em 2023. Este aumento \u00e9 influenciado por diversos fatores, incluindo a alta infla\u00e7\u00e3o, a crescente complexidade dos tratamentos m\u00e9dicos, e a inclus\u00e3o de novas tecnologias e medicamentos????. &#8220;Os custos m\u00e9dicos est\u00e3o aumentando significativamente devido \u00e0 demanda reprimida p\u00f3s-pandemia e \u00e0 inclus\u00e3o de novas coberturas pela Ag\u00eancia Nacional de Sa\u00fade Suplementar (ANS), explica Leonardo Coelho, Vice Presidente de Health &amp; Talent na Aon Brasil.<\/p>\n<p>Para mitigar esses impactos, a recomenda\u00e7\u00e3o \u00e9 de que as empresas adotem estrat\u00e9gias de gest\u00e3o de sa\u00fade mais eficazes, investindo em programas de bem-estar e preven\u00e7\u00e3o que podem ajudar a controlar os custos e melhorar a sa\u00fade geral dos colaboradores. &#8220;A administra\u00e7\u00e3o eficaz dos custos m\u00e9dicos \u00e9 crucial para a sustentabilidade das empresas&#8221;, comenta Coelho. &#8220;Programas de preven\u00e7\u00e3o e bem-estar n\u00e3o apenas reduzem os custos a longo prazo, mas melhoram a qualidade de vida dos colaboradores, resultando em um ambiente de trabalho mais produtivo e saud\u00e1vel.&#8221;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-55714 size-full\" src=\"https:\/\/insurancecorp.com.br\/pt\/wp-content\/uploads\/2024\/06\/relatorio-22.png\" alt=\"\" width=\"789\" height=\"273\" srcset=\"https:\/\/insurancecorp.com.br\/pt\/wp-content\/uploads\/2024\/06\/relatorio-22.png 789w, https:\/\/insurancecorp.com.br\/pt\/wp-content\/uploads\/2024\/06\/relatorio-22-300x104.png 300w, https:\/\/insurancecorp.com.br\/pt\/wp-content\/uploads\/2024\/06\/relatorio-22-768x266.png 768w, https:\/\/insurancecorp.com.br\/pt\/wp-content\/uploads\/2024\/06\/relatorio-22-550x190.png 550w, https:\/\/insurancecorp.com.br\/pt\/wp-content\/uploads\/2024\/06\/relatorio-22-520x180.png 520w, https:\/\/insurancecorp.com.br\/pt\/wp-content\/uploads\/2024\/06\/relatorio-22-625x216.png 625w, https:\/\/insurancecorp.com.br\/pt\/wp-content\/uploads\/2024\/06\/relatorio-22-15x5.png 15w\" sizes=\"auto, (max-width: 789px) 100vw, 789px\" \/><\/p>\n<p>Os dados da Aon destacam que a gest\u00e3o de sa\u00fade corporativa deve ser personalizada, promovendo o autocuidado individual. A implementa\u00e7\u00e3o de estrat\u00e9gias baseadas em dados robustos pode ajudar as empresas a identificar tend\u00eancias e implementar medidas preventivas de forma mais eficaz, reduzindo assim, os custos operacionais e melhorando os resultados para os colaboradores.<\/p>\n<p>Al\u00e9m disso, o uso de modelos de contrato adequados ao perfil de cada empresa, seja pr\u00e9-pagamento ou p\u00f3s-pagamento, \u00e9 essencial para uma gest\u00e3o eficaz dos custos de sa\u00fade. No modelo de p\u00f3s-pagamento, por exemplo, a empresa paga os custos dos eventos efetivamente ocorridos, absorvendo a oscila\u00e7\u00e3o do custo assistencial mensal, o que requer uma reserva t\u00e9cnica para enfrentar poss\u00edveis oscila\u00e7\u00f5es de risco??.<\/p>\n<p>Para acessar o estudo completo, acesse o <a href=\"http:\/\/www.aon.com\/insights\/reports\/pesquisa-de-beneficios-aon-2023\" target=\"_blank\" rel=\"noopener noreferrer\">site<\/a>.<\/p>\n<p><strong>FSB<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A Aon plc (NYSE: AON) revelou recentemente os resultados da sua Pesquisa de Benef\u00edcios 2023, que destacou um aumento expressivo nos custos m\u00e9dicos e hospitalares, pressionando as finan\u00e7as das empresas no Brasil. Entre 2020 e 2021, o benef\u00edcio de assist\u00eancia m\u00e9dica representava, na maioria das empresas, entre 5% e 10% do total da folha de [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":55715,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[277],"tags":[3504,11079,5742,11080,6376],"class_list":["post-55712","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-aon","tag-aon","tag-custos-medicos","tag-empresas","tag-folha-de-pagamento","tag-relatorio"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Aumento dos custos m\u00e9dicos pressiona empresas | Revista Insurance Corp | PT-BR<\/title>\n<meta name=\"description\" content=\"Estudo da Aon destaca que a demanda reprimida p\u00f3s-pandemia e novas regulamenta\u00e7\u00f5es impulsionam o aumento dos 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