{"id":1742,"date":"2018-01-25T21:03:10","date_gmt":"2018-01-25T23:03:10","guid":{"rendered":"https:\/\/insurancecorp.com.br\/pt\/?p=1742"},"modified":"2018-02-07T09:07:34","modified_gmt":"2018-02-07T11:07:34","slug":"relatorio-do-banco-de-investimentos-ubs","status":"publish","type":"post","link":"https:\/\/insurancecorp.com.br\/pt\/2018\/01\/25\/relatorio-do-banco-de-investimentos-ubs\/","title":{"rendered":"Relat\u00f3rio do  banco de investimentos UBS"},"content":{"rendered":"<p>&#8221; A melhor rentabilidade do setor de resseguros\u201d<\/p>\n<p class=\"x_MsoNormal\">\u201c\u201cO IRB Brasil\u00a0 RE apresenta um s\u00f3lido perfil de resili\u00eancia e potencial para o crescimento de receitas\u201d<\/p>\n<p class=\"x_MsoNormal\">\u201cO IRB \u00e9 a nossa principal escolha em Finan\u00e7as Diversificadas na Am\u00e9rica Latina\u201d<\/p>\n<p class=\"x_MsoNormal\">\u201cL\u00edder brasileiro em resseguros com a melhor lucratividade do setor\u201d<\/p>\n<p class=\"x_MsoNormal\">\u201cIniciamos a cobertura no IRB com uma classifica\u00e7\u00e3o de Compra e uma meta de pre\u00e7o de R$ 45,00. Nossa perspectiva positiva para a empresa est\u00e1 baseada em diversos fatores. Primeiro, acreditamos que o IRB pode ser beneficiado com a baixa penetra\u00e7\u00e3o de seguro na Am\u00e9rica Latina (3% de pr\u00eamio\/PIB) e com a recupera\u00e7\u00e3o macroecon\u00f4mica brasileira (PIB +3,1% estimados para 2018).<\/p>\n<p class=\"x_MsoNormal\">Em segundo lugar, consideramos que o IRB possui grandes vantagens competitivas:<\/p>\n<p class=\"x_MsoNormal\">a) alta capacidade de precifica\u00e7\u00e3o (&gt;70 anos de hist\u00f3rico em sinistros)<\/p>\n<p class=\"x_MsoNormal\">b) melhor mix de produtos (sua lideran\u00e7a possibilita selecionar um n\u00edvel ideal de risco em cada segmento)<\/p>\n<p class=\"x_MsoNormal\">c) excelente atendimento ao cliente devido \u00e0 autoridade local (controle mais r\u00e1pido de sinistros)<\/p>\n<p class=\"x_MsoNormal\">d) o IRB n\u00e3o corre quaisquer riscos de c\u00e2mbio estrangeiro (o resseguro brasileiro \u00e9 feito em R$)<\/p>\n<p class=\"x_MsoNormal\">Em terceiro lugar, a valoriza\u00e7\u00e3o parece atraente em 12x EPS (lucro por a\u00e7\u00e3o) (em compara\u00e7\u00e3o com 12x para o resseguro mundial), com ROE (retorno sobre patrim\u00f4nio) de 27,1% estimado em 2018-20 (12,9% para as institui\u00e7\u00f5es mundiais do mesmo segmento). Vemos um potencial para alta, uma vez que o mercado aprecia o alto ROE, mas n\u00e3o o potencial de desenvolvimento da empresa, em nossa opini\u00e3o.<\/p>\n<p class=\"x_MsoNormal\">O IRB \u00e9 nossa principal escolha (para Compra, resistente a rebaixamentos e bom potencial de desenvolvimento), seguido da Porto (Compra), BBSE (N) e SulA (N). Seguros s\u00e3o nosso subsetor de prefer\u00eancia: vide Perspectiva de 2018 para N\u00e3o Bancos da Am\u00e9rica Latina.<\/p>\n<p class=\"x_MsoNormal\">An\u00e1lise propriet\u00e1ria: IRB X institui\u00e7\u00f5es mundiais do mesmo segmento<\/p>\n<p class=\"x_MsoNormal\">Estimamos um ROE de 27,1% em 2018-20. Benef\u00edcios do IRB relativos a \u00edndices controlados de preju\u00edzos e uma distribui\u00e7\u00e3o eficiente; esperamos um \u00edndice combinado de 85% em 2018-20. O \u00edndice de preju\u00edzo \u00e9 melhor que o das institui\u00e7\u00f5es mundiais do mesmo segmento, em fun\u00e7\u00e3o do n\u00famero reduzido de preju\u00edzos com cat\u00e1strofes no Brasil, pelos pre\u00e7os mais altos, um mix de riscos e um programa de retrocess\u00e3o bem gerenciado no IRB. O custo de aquisi\u00e7\u00e3o do IRB tamb\u00e9m est\u00e1 abaixo do de institui\u00e7\u00f5es mundiais do mesmo segmento (54% de pr\u00eamios originados pelo canal direto). Houve melhorias de efici\u00eancia por meio de sistemas atualizados (SAP). Do ponto de vista negativo, a redu\u00e7\u00e3o da Selic pressionou a renda financeira, mas acreditamos que o ciclo de afrouxamento est\u00e1 pr\u00f3ximo de acabar. O IRB expandiu recentemente sua presen\u00e7a internacional (36% de pr\u00eamios) para estabilidade nos lucros.<\/p>\n<p class=\"x_MsoNormal\">UBSe: Aumento no EPS de 11% e no ROE de 27% estimados em 2018-20<\/p>\n<p class=\"x_MsoNormal\">Ap\u00f3s a desregulamenta\u00e7\u00e3o do mercado (2007), o IRB tem mantido sua lideran\u00e7a (54% de participa\u00e7\u00e3o no mercado de pr\u00eamios de resseguro). Esperamos um aumento nos pr\u00eamios de 13% ao ano, com um retrocesso de 27%, um \u00edndice de preju\u00edzo de 59% e \u00edndice combinado de 85% estimados em 2018-20.<\/p>\n<ul type=\"square\">\n<li class=\"x_MsoNormal\">Valoriza\u00e7\u00e3o: Compra, Meta de Pre\u00e7o: R$ 45,00 (renda residual), Capitaliza\u00e7\u00e3o de mercado: $4 bilh\u00f5es; ADTV (Volume M\u00e9dio Di\u00e1rio de Negocia\u00e7\u00e3o): $7 milh\u00f5es<\/li>\n<li class=\"x_MsoNormal\">O IRB mant\u00e9m negocia\u00e7\u00f5es estimadas em 12,0x 2018 para P\/E (\u00cdndice de Pre\u00e7o\/Patrim\u00f4nio) e 3,0x P\/NAV (Pre\u00e7o por Valor de Ativos L\u00edquidos), X 11,9x\/1,1x para institui\u00e7\u00f5es mundiais do mesmo segmento.<\/li>\n<li class=\"x_MsoNormal\">Nosso cen\u00e1rio de alta implica valoriza\u00e7\u00e3o de R$ 49 e nosso cen\u00e1rio de baixa, R$ 29.<\/li>\n<li class=\"x_MsoNormal\">Principais riscos: redu\u00e7\u00e3o na libera\u00e7\u00e3o de reservas, aumento dos preju\u00edzos, capacidade alternativa em resseguros\u201d.<\/li>\n<\/ul>\n<p class=\"x_MsoNormal\"><strong>Assessoria de Imprensa IRB<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8221; A melhor rentabilidade do setor de resseguros\u201d \u201c\u201cO IRB Brasil\u00a0 RE apresenta um s\u00f3lido perfil de resili\u00eancia e potencial para o crescimento de receitas\u201d \u201cO IRB \u00e9 a nossa principal escolha em Finan\u00e7as Diversificadas na Am\u00e9rica Latina\u201d \u201cL\u00edder brasileiro em resseguros com a melhor lucratividade do setor\u201d \u201cIniciamos a cobertura no IRB com uma [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1744,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[55],"tags":[],"class_list":["post-1742","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-irb-brasil-re"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Relat\u00f3rio do banco de investimentos UBS | Revista Insurance Corp | PT-BR<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/insurancecorp.com.br\/pt\/2018\/01\/25\/relatorio-do-banco-de-investimentos-ubs\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Relat\u00f3rio do banco de investimentos UBS | Revista Insurance Corp | PT-BR\" \/>\n<meta property=\"og:description\" content=\"&#8221; A melhor rentabilidade do setor de resseguros\u201d \u201c\u201cO IRB Brasil\u00a0 RE apresenta um s\u00f3lido perfil de resili\u00eancia e potencial para o crescimento de receitas\u201d \u201cO IRB \u00e9 a nossa principal escolha em Finan\u00e7as Diversificadas na Am\u00e9rica Latina\u201d \u201cL\u00edder brasileiro em resseguros com a melhor lucratividade do setor\u201d \u201cIniciamos a cobertura no IRB com uma [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/insurancecorp.com.br\/pt\/2018\/01\/25\/relatorio-do-banco-de-investimentos-ubs\/\" \/>\n<meta property=\"og:site_name\" content=\"Revista Insurance Corp | PT-BR\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/RevistaInsuranceCorp\/\" \/>\n<meta property=\"article:published_time\" content=\"2018-01-25T23:03:10+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-02-07T11:07:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/insurancecorp.com.br\/pt\/wp-content\/uploads\/2018\/01\/irbe.png?fit=436%2C436&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"436\" \/>\n\t<meta property=\"og:image:height\" content=\"436\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Publica\u00e7\u00e3o\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Publica\u00e7\u00e3o\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. tempo de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/insurancecorp.com.br\\\/pt\\\/2018\\\/01\\\/25\\\/relatorio-do-banco-de-investimentos-ubs\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/insurancecorp.com.br\\\/pt\\\/2018\\\/01\\\/25\\\/relatorio-do-banco-de-investimentos-ubs\\\/\"},\"author\":{\"name\":\"Publica\u00e7\u00e3o\",\"@id\":\"https:\\\/\\\/insurancecorp.com.br\\\/pt\\\/#\\\/schema\\\/person\\\/1b69c8cf325f0b7167f1b171f52df4af\"},\"headline\":\"Relat\u00f3rio do banco de investimentos UBS\",\"datePublished\":\"2018-01-25T23:03:10+00:00\",\"dateModified\":\"2018-02-07T11:07:34+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/insurancecorp.com.br\\\/pt\\\/2018\\\/01\\\/25\\\/relatorio-do-banco-de-investimentos-ubs\\\/\"},\"wordCount\":644,\"commentCount\":2,\"publisher\":{\"@id\":\"https:\\\/\\\/insurancecorp.com.br\\\/pt\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/insurancecorp.com.br\\\/pt\\\/2018\\\/01\\\/25\\\/relatorio-do-banco-de-investimentos-ubs\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/insurancecorp.com.br\\\/pt\\\/wp-content\\\/uploads\\\/2018\\\/01\\\/irbe.png\",\"articleSection\":[\"IRB Brasil RE\"],\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/insurancecorp.com.br\\\/pt\\\/2018\\\/01\\\/25\\\/relatorio-do-banco-de-investimentos-ubs\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/insurancecorp.com.br\\\/pt\\\/2018\\\/01\\\/25\\\/relatorio-do-banco-de-investimentos-ubs\\\/\",\"url\":\"https:\\\/\\\/insurancecorp.com.br\\\/pt\\\/2018\\\/01\\\/25\\\/relatorio-do-banco-de-investimentos-ubs\\\/\",\"name\":\"Relat\u00f3rio do banco de investimentos UBS | Revista Insurance Corp | PT-BR\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/insurancecorp.com.br\\\/pt\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/insurancecorp.com.br\\\/pt\\\/2018\\\/01\\\/25\\\/relatorio-do-banco-de-investimentos-ubs\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/insurancecorp.com.br\\\/pt\\\/2018\\\/01\\\/25\\\/relatorio-do-banco-de-investimentos-ubs\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/insurancecorp.com.br\\\/pt\\\/wp-content\\\/uploads\\\/2018\\\/01\\\/irbe.png\",\"datePublished\":\"2018-01-25T23:03:10+00:00\",\"dateModified\":\"2018-02-07T11:07:34+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/insurancecorp.com.br\\\/pt\\\/2018\\\/01\\\/25\\\/relatorio-do-banco-de-investimentos-ubs\\\/#breadcrumb\"},\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/insurancecorp.com.br\\\/pt\\\/2018\\\/01\\\/25\\\/relatorio-do-banco-de-investimentos-ubs\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\\\/\\\/insurancecorp.com.br\\\/pt\\\/2018\\\/01\\\/25\\\/relatorio-do-banco-de-investimentos-ubs\\\/#primaryimage\",\"url\":\"https:\\\/\\\/insurancecorp.com.br\\\/pt\\\/wp-content\\\/uploads\\\/2018\\\/01\\\/irbe.png\",\"contentUrl\":\"https:\\\/\\\/insurancecorp.com.br\\\/pt\\\/wp-content\\\/uploads\\\/2018\\\/01\\\/irbe.png\",\"width\":436,\"height\":436},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/insurancecorp.com.br\\\/pt\\\/2018\\\/01\\\/25\\\/relatorio-do-banco-de-investimentos-ubs\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"In\u00edcio\",\"item\":\"https:\\\/\\\/insurancecorp.com.br\\\/pt\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Relat\u00f3rio do banco de investimentos UBS\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/insurancecorp.com.br\\\/pt\\\/#website\",\"url\":\"https:\\\/\\\/insurancecorp.com.br\\\/pt\\\/\",\"name\":\"Revista Insurance Corp | PT-BR\",\"description\":\"A \u00fanica revista bil\u00edngue voltada ao mercado de seguro.\",\"publisher\":{\"@id\":\"https:\\\/\\\/insurancecorp.com.br\\\/pt\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/insurancecorp.com.br\\\/pt\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"pt-BR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/insurancecorp.com.br\\\/pt\\\/#organization\",\"name\":\"Revista Insurance Corp\",\"url\":\"https:\\\/\\\/insurancecorp.com.br\\\/pt\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\\\/\\\/insurancecorp.com.br\\\/pt\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"\",\"contentUrl\":\"\",\"caption\":\"Revista Insurance Corp\"},\"image\":{\"@id\":\"https:\\\/\\\/insurancecorp.com.br\\\/pt\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/RevistaInsuranceCorp\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/insurancecorp.com.br\\\/pt\\\/#\\\/schema\\\/person\\\/1b69c8cf325f0b7167f1b171f52df4af\",\"name\":\"Publica\u00e7\u00e3o\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0a30cecf8e1b3673b68620de9f9a164e8f9cce0e15f8e36bcff0e4a33c0142e8?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0a30cecf8e1b3673b68620de9f9a164e8f9cce0e15f8e36bcff0e4a33c0142e8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0a30cecf8e1b3673b68620de9f9a164e8f9cce0e15f8e36bcff0e4a33c0142e8?s=96&d=mm&r=g\",\"caption\":\"Publica\u00e7\u00e3o\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Relat\u00f3rio do banco de investimentos UBS | Revista Insurance Corp | PT-BR","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/insurancecorp.com.br\/pt\/2018\/01\/25\/relatorio-do-banco-de-investimentos-ubs\/","og_locale":"pt_BR","og_type":"article","og_title":"Relat\u00f3rio do banco de investimentos UBS | Revista Insurance Corp | PT-BR","og_description":"&#8221; A melhor rentabilidade do setor de resseguros\u201d \u201c\u201cO IRB Brasil\u00a0 RE apresenta um s\u00f3lido perfil de resili\u00eancia e potencial para o crescimento de receitas\u201d \u201cO IRB \u00e9 a nossa principal escolha em Finan\u00e7as Diversificadas na Am\u00e9rica Latina\u201d \u201cL\u00edder brasileiro em resseguros com a melhor lucratividade do setor\u201d \u201cIniciamos a cobertura no IRB com uma [&hellip;]","og_url":"https:\/\/insurancecorp.com.br\/pt\/2018\/01\/25\/relatorio-do-banco-de-investimentos-ubs\/","og_site_name":"Revista Insurance Corp | PT-BR","article_publisher":"https:\/\/www.facebook.com\/RevistaInsuranceCorp\/","article_published_time":"2018-01-25T23:03:10+00:00","article_modified_time":"2018-02-07T11:07:34+00:00","og_image":[{"width":436,"height":436,"url":"https:\/\/i0.wp.com\/insurancecorp.com.br\/pt\/wp-content\/uploads\/2018\/01\/irbe.png?fit=436%2C436&ssl=1","type":"image\/png"}],"author":"Publica\u00e7\u00e3o","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Publica\u00e7\u00e3o","Est. tempo de leitura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/insurancecorp.com.br\/pt\/2018\/01\/25\/relatorio-do-banco-de-investimentos-ubs\/#article","isPartOf":{"@id":"https:\/\/insurancecorp.com.br\/pt\/2018\/01\/25\/relatorio-do-banco-de-investimentos-ubs\/"},"author":{"name":"Publica\u00e7\u00e3o","@id":"https:\/\/insurancecorp.com.br\/pt\/#\/schema\/person\/1b69c8cf325f0b7167f1b171f52df4af"},"headline":"Relat\u00f3rio do banco de investimentos UBS","datePublished":"2018-01-25T23:03:10+00:00","dateModified":"2018-02-07T11:07:34+00:00","mainEntityOfPage":{"@id":"https:\/\/insurancecorp.com.br\/pt\/2018\/01\/25\/relatorio-do-banco-de-investimentos-ubs\/"},"wordCount":644,"commentCount":2,"publisher":{"@id":"https:\/\/insurancecorp.com.br\/pt\/#organization"},"image":{"@id":"https:\/\/insurancecorp.com.br\/pt\/2018\/01\/25\/relatorio-do-banco-de-investimentos-ubs\/#primaryimage"},"thumbnailUrl":"https:\/\/insurancecorp.com.br\/pt\/wp-content\/uploads\/2018\/01\/irbe.png","articleSection":["IRB Brasil RE"],"inLanguage":"pt-BR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/insurancecorp.com.br\/pt\/2018\/01\/25\/relatorio-do-banco-de-investimentos-ubs\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/insurancecorp.com.br\/pt\/2018\/01\/25\/relatorio-do-banco-de-investimentos-ubs\/","url":"https:\/\/insurancecorp.com.br\/pt\/2018\/01\/25\/relatorio-do-banco-de-investimentos-ubs\/","name":"Relat\u00f3rio do banco de investimentos UBS | Revista Insurance Corp | PT-BR","isPartOf":{"@id":"https:\/\/insurancecorp.com.br\/pt\/#website"},"primaryImageOfPage":{"@id":"https:\/\/insurancecorp.com.br\/pt\/2018\/01\/25\/relatorio-do-banco-de-investimentos-ubs\/#primaryimage"},"image":{"@id":"https:\/\/insurancecorp.com.br\/pt\/2018\/01\/25\/relatorio-do-banco-de-investimentos-ubs\/#primaryimage"},"thumbnailUrl":"https:\/\/insurancecorp.com.br\/pt\/wp-content\/uploads\/2018\/01\/irbe.png","datePublished":"2018-01-25T23:03:10+00:00","dateModified":"2018-02-07T11:07:34+00:00","breadcrumb":{"@id":"https:\/\/insurancecorp.com.br\/pt\/2018\/01\/25\/relatorio-do-banco-de-investimentos-ubs\/#breadcrumb"},"inLanguage":"pt-BR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/insurancecorp.com.br\/pt\/2018\/01\/25\/relatorio-do-banco-de-investimentos-ubs\/"]}]},{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/insurancecorp.com.br\/pt\/2018\/01\/25\/relatorio-do-banco-de-investimentos-ubs\/#primaryimage","url":"https:\/\/insurancecorp.com.br\/pt\/wp-content\/uploads\/2018\/01\/irbe.png","contentUrl":"https:\/\/insurancecorp.com.br\/pt\/wp-content\/uploads\/2018\/01\/irbe.png","width":436,"height":436},{"@type":"BreadcrumbList","@id":"https:\/\/insurancecorp.com.br\/pt\/2018\/01\/25\/relatorio-do-banco-de-investimentos-ubs\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"In\u00edcio","item":"https:\/\/insurancecorp.com.br\/pt\/"},{"@type":"ListItem","position":2,"name":"Relat\u00f3rio do banco de investimentos UBS"}]},{"@type":"WebSite","@id":"https:\/\/insurancecorp.com.br\/pt\/#website","url":"https:\/\/insurancecorp.com.br\/pt\/","name":"Revista Insurance Corp | PT-BR","description":"A \u00fanica revista bil\u00edngue voltada ao mercado de seguro.","publisher":{"@id":"https:\/\/insurancecorp.com.br\/pt\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/insurancecorp.com.br\/pt\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"pt-BR"},{"@type":"Organization","@id":"https:\/\/insurancecorp.com.br\/pt\/#organization","name":"Revista Insurance Corp","url":"https:\/\/insurancecorp.com.br\/pt\/","logo":{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/insurancecorp.com.br\/pt\/#\/schema\/logo\/image\/","url":"","contentUrl":"","caption":"Revista Insurance Corp"},"image":{"@id":"https:\/\/insurancecorp.com.br\/pt\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/RevistaInsuranceCorp\/"]},{"@type":"Person","@id":"https:\/\/insurancecorp.com.br\/pt\/#\/schema\/person\/1b69c8cf325f0b7167f1b171f52df4af","name":"Publica\u00e7\u00e3o","image":{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/secure.gravatar.com\/avatar\/0a30cecf8e1b3673b68620de9f9a164e8f9cce0e15f8e36bcff0e4a33c0142e8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0a30cecf8e1b3673b68620de9f9a164e8f9cce0e15f8e36bcff0e4a33c0142e8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0a30cecf8e1b3673b68620de9f9a164e8f9cce0e15f8e36bcff0e4a33c0142e8?s=96&d=mm&r=g","caption":"Publica\u00e7\u00e3o"}}]}},"_links":{"self":[{"href":"https:\/\/insurancecorp.com.br\/pt\/wp-json\/wp\/v2\/posts\/1742","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/insurancecorp.com.br\/pt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insurancecorp.com.br\/pt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insurancecorp.com.br\/pt\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/insurancecorp.com.br\/pt\/wp-json\/wp\/v2\/comments?post=1742"}],"version-history":[{"count":10,"href":"https:\/\/insurancecorp.com.br\/pt\/wp-json\/wp\/v2\/posts\/1742\/revisions"}],"predecessor-version":[{"id":1838,"href":"https:\/\/insurancecorp.com.br\/pt\/wp-json\/wp\/v2\/posts\/1742\/revisions\/1838"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insurancecorp.com.br\/pt\/wp-json\/wp\/v2\/media\/1744"}],"wp:attachment":[{"href":"https:\/\/insurancecorp.com.br\/pt\/wp-json\/wp\/v2\/media?parent=1742"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insurancecorp.com.br\/pt\/wp-json\/wp\/v2\/categories?post=1742"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insurancecorp.com.br\/pt\/wp-json\/wp\/v2\/tags?post=1742"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}